IAN HUMPHREY
WEST CAPITAL LENDING
WE TAKE PRIDE IN HAVING ACCESS TO AN EXTENSIVE ARRAY OF LOAN OPTIONS AT EXTREMELY COMPETITIVE PRICES
SERVICING PRIMARY HOME BUYERS IN WA, OR, CA, CO, AZ, ID, TX, FL, TN, MI, KS, IA, AL, WI, AR, WY, VA & ME
SERVICING INVESTORS NATIONWIDE
OUR MISSION
Elevating Homeownership, Elevating Investments: Our mission is to elevate the concepts of homeownership and investment by providing holistic mortgage solutions. We strive to increase the financial well-being of each client, propelling them towards a higher plane of success, security, and the fulfillment of their real estate ambitions.
LOAN PROGRAMS
Conventional
FHA
VA
Jumbo
Bank Statement
Ground Up Construction
Fix and Flip
Short Term Rental (DSCR)
Long Term Rental (DSCR)
The loan process can seem overwhelming at first but our streamlined processes make financing a primary home or investment property a breeze.
01
Apply
02
Pre-Approval
03
Write Offers
HOW IT WORKS
NEED AN AGENT?
Oftentimes prospective home owners want to know if they are pre-approved to purchase before they find a real estate agent to work with. If you would like us to connect you to a reliable real estate agent that is in your area please let us know.
MORTGAGE CALCULAT0R
USE THE TOOL BELOW TO GET AN IDEA OF WHAT YOUR MONTHLY MORTGAGE PAYMENT WILL BE
IAN HUMPHREY - BRANCH MANAGER
WEST CAPITAL LENDING
IAN HUMPHREY
DRE #02116317 | NMLS #2224042
West Capital Lending
Broker #02022356 | NMLS #1566096
24 Executive Park, Ste 250, Irvine, CA 92614
ihumphrey@westcapitallending.com
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. Information accurate as of [Mo/Date/Year]. Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. Please contact XXXX |ex. "local Office"] to determine eligibility. This is not an offer or extension of credit or a commitment to lend. all loan programs are subject to the specific lenders underwriting guidelines and available terms. Approvals may be subject to appraisals and other documentation requirements. Interest rates, loan programs, available loan terms, and other information on this website are subject to change without notice. The Loan Originator named in this advertisement is licensed in the following states only: ,AZ, CA, CO, , FL, , ID, IA, KS, ME, MI, OR, TN, TX, WA, regulated by the Colorado Division of Real Estate. Kansas licensed mortgage company. The information on this site is not intended for consumers of any other state. To determine broker or loan origination eligibility please visit: nMLS Consumer Access
