Licensing & disclosures

Ian Humphrey · NMLS #2224042. West Capital Lending, Inc. · NMLS #1566096 · California DRE #02022356. The Loan Originator named on this website serves the following states only: AL, AR, AZ, CA, CO, CT, FL, IA, ID, KS, MD, ME, MI, MN, MO, ND, NM, OH, OK, OR, PA, SD, TN, TX, VA, WA, WY. The information on this site is not intended for consumers of any other state. Colorado: Regulated by the Division of Real Estate. Kansas licensed mortgage company.

Verify current individual and company licensing through NMLS Consumer Access and review WCL’s company licensing disclosures.

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. Contact Ian Humphrey at (949) 239-1433 to discuss eligibility. This is not an offer or extension of credit or a commitment to lend. All loan programs are subject to the specific lender’s underwriting guidelines and available terms. Approvals may be subject to appraisals and other documentation requirements. Interest rates, loan programs, available loan terms and other information are subject to change without notice. A lower monthly payment may increase total interest over the life of the loan. Your home secures mortgage and home-equity financing; failure to repay can result in foreclosure.

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

Texas SML forms and information. WCL Texas complaint and recovery fund page.