First-time homebuyers

Build a homebuying plan before you shop.

A place to call home.

How this option works

Start with a comfortable payment and the cash needed for the purchase. Conventional, FHA, VA and assistance options may be worth exploring depending on your circumstances and location.

When to discuss it

Buyers who want help understanding the process, gathering documents and comparing routes.

What to compare

Down payment, closing costs, taxes, insurance, reserves and any assistance program’s repayment conditions.

Eligibility, availability and terms require lender review.

Want to see how this could fit your plans?

Discuss this option

Questions

Straight answers

How much do I need saved to buy my first home?

Usually less than people assume. Between low down payment programs, assistance and seller credits, the cash needed can be modest. A short conversation about your budget gives a real number.

Should I get pre-approved before I look at homes?

Yes. It tells you what you can afford before you fall for a house, and sellers take your offer more seriously.

Get started

Talk through this option with Ian

Share your goal and how to reach you. This is a contact request, not a loan application or credit check.

  • No cost and no obligation
  • Answered by Ian, not a call center
  • Your information is never sold

Or call (949) 239-1433

Ian Humphrey, powered by West Capital Lending