Cash-out refinance
Replace an existing mortgage and access equity.
Your next chapter.
How this option works
A cash-out refinance replaces your current mortgage with a new loan. Any available cash depends on payoff amounts, fees, property value and lender review.
When to discuss it
Homeowners considering funds for a defined goal.
What to compare
Compare the new balance, rate, term, closing costs and total interest with keeping your existing mortgage. Your home secures the loan.
Eligibility, availability and terms require lender review.
Want to see how this could fit your plans?
Discuss this optionQuestions
Straight answers
How soon can I do a cash-out refinance after buying?
Most programs ask for a seasoning period of owning the home, commonly six to twelve months. Some non-QM programs allow less.
Get started
Talk through this option with Ian
Share your goal and how to reach you. This is a contact request, not a loan application or credit check.
- No cost and no obligation
- Answered by Ian, not a call center
- Your information is never sold
