FHA loans
An alternative worth comparing when conventional financing is a stretch.
A place to call home.
How this option works
FHA-insured financing can offer a different path for a primary-home purchase. Mortgage insurance and the full monthly payment deserve a careful comparison with conventional financing.
When to discuss it
Buyers who want another way to approach down payment or credit challenges.
What to compare
Upfront and ongoing mortgage insurance, property requirements and funds to close.
Eligibility, availability and terms require lender review.
Want to see how this could fit your plans?
Discuss this optionQuestions
Straight answers
Can I get an FHA loan after a bankruptcy?
Often, yes, after a waiting period that depends on the type of bankruptcy and how you have handled credit since. Bring the discharge date and we can tell you where you stand.
Does FHA mortgage insurance ever go away?
It depends on your down payment. With a smaller down payment it lasts for the life of the loan, which is why many owners refinance to conventional once they have built equity.
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Talk through this option with Ian
Share your goal and how to reach you. This is a contact request, not a loan application or credit check.
- No cost and no obligation
- Answered by Ian, not a call center
- Your information is never sold
